logo-solutionticket-opt-blanc-en
514-990-7884
8am to 8pm • 7 days • Toll Free : 1-877-990-7884
Friday, September 20, 2019

Demerit Points Heavy Vehicle (HVOO)

TABLE OF OFFENCES WITH THEIR WEIGHTING

The following list indicates all of the sections of the Highway Safety Code (HSC) or the Criminal Code (CC) considered in assessing the conduct of HVOOs. They are grouped together according to who is responsible (the operator or the owner) and the seriousness of the associated offence (the number of points assigned).

For a more detailed explanation of each offence, refer to the section in the actual text of law.

1. Offences considered in assessing an operator's conduct

HIGHWAY SAFETY CODE

OFFENCES WITH A WEIGHTING OF 1 POINT (low gravity)
Articles Description
228 Using a rotating or flashing amber light where the special permit is no longer required
228.1 Using improperly the signs or signals required for a special permit
281 Using improperly or illegally a white headlight at the rear of a vehicle or a green rotating light
281.1 Driving a road vehicle whose windshield and windows are not clear of all substances which might hinder the driver’s ability to see
292.0.1 Driving a slow vehicle in a lane other than the lane designated by the person in charge of highway maintenance
299 Speeding in a municipality (11 to 20 km/h over the speed limit)30
303.2 Driving at a speed over the indicated speed limit in a road construction or maintenance zone (11 to 20 km/h over the speed limit)
328, 329 Driving at a speed over the prescribed or indicated speed limit (11 to 20 km/h over the speed limit)
366 Entering an intersection equipped with traffic lights where there is not enough space to cross without blocking the intersection
377 Using flashing emergency lights for reasons other than safety
379 Using rotating or flashing amber lights where not necessary
381 Leaving a road vehicle unattended without removing the ignition key and locking the doors
382 to 387 Stopping a heavy vehicle in a way that is unsafe, improper or illegal
415 Entering or leaving a limited access highway otherwise than at the proper entrances or exits
425 Failing to dim vehicle headlights
436 Braking suddenly without reason
439 Driving a heavy vehicle in which a television set or a display screen is placed in such a way that the image displayed is directly or indirectly visible to the driver
440 Using headphones or earphones while driving
442 Having a passenger, an animal or an object placed in such a way as to obstruct the driver’s view or interfere with the proper handling of the vehicle
458 Misusing the flashing red lights or compulsory stop signal on a school bus
459 Using the flashing red lights or compulsory stop signal on a school bus when it is not carrying school children
463
  • Exceeding by 4% to less than 8% the maximum total loaded mass allowed on a public highway
  • Exceeding by less than 4% the maximum total loaded mass allowed on a bridge or an overpass
  • Exceeding by 10% to less than 15% the axle load limit allowed on a public highway, a bridge or an overpass
  • Exceeding the height limit by 0.1 m to less than 0.2 m
  • Exceeding the width limit by 0.2 m to less than 0.4 m
  • Exceeding the length limit by 1 m to less than 2 m
471 subpar. 4 Driving a vehicle carrying a load that is not placed, secured or covered in accordance with regulatory standards (according to the amount of the fine)
513
  • Exceeding by 4% to less than 8% the maximum total loaded mass indicated on the special travel permit on a public highway
  • Exceeding by less than 4% the maximum total loaded mass indicated on the special travel permit on a bridge or an overpass
  • Exceeding by 10% to less than 15% the axle load limit indicated on the special travel permit on a public highway, a bridge or an overpass
  • Exceeding the height limit by 0.1 m to less than 0.2 m
  • Exceeding the width limit by 0.2 m to less than 0.4 m
  • Exceeding the length limit by 1 m to less than 2 m
  • Exceeding the overhang limit by 0.5 m to less than 1 m
646 Violating any of the standards under the Transportation of Dangerous Substances Regulation (according to the amount of the fine)
OFFENCES WITH A WEIGHTING OF 2 POINTS (medium gravity)
107 Failing to return one’s licence, when requested to do so by the SAAQ, on the date that the revocation or suspension of the licence takes effect or on any later date fixed by the SAAQ
274 Failing to use a warning sign on a slow moving vehicle
291, 3rd par. Driving an outsized or overloaded vehicle on a public highway where prohibited by signs or signals
293 Driving a vehicle where prohibited by signs or signals (special events, sports events)
299 Speeding in a municipality (21 to 30 km/h over the speed limit)
303.2 Driving at a speed over the indicated speed limit in a road construction or maintenance zone (21 to 30 km/h over the speed limit)
310 Failing to obey traffic signs or signals
312 Driving on private property to avoid a traffic sign or signal
320 to 324 Using traffic lanes improperly
325 Failing to use the right-hand lane when travelling at less than the normal speed of traffic
326 Crossing the median strip or other separation anywhere other than at the places provided for that purpose
328, 329 Driving at a speed over the prescribed or indicated speed limit (21 to 30 km/h over the speed limit)
330 Failing to reduce vehicle speed where conditions so require (darkness, fog, rain or other precipitation, or when the roadway is slippery or obstructed)
331 Failing to use emergency lights while driving at a low speed that impedes normal traffic
335, 336 Tailgating
340 Speeding up while being passed
341 Passing a bicycle in an unsafe manner
349, 350 Failing to yield the right of way
351 to 358 Making an unsafe or illegal turn
372 to 376 Failing to properly signal one’s intention (to change direction, make a turn, etc.)
395 Driving a vehicle in which the seat belt has been removed, modi ed or rendered ino- perative
418 Driving on the shoulder of a public highway
423 Driving a road vehicle equipped with white lights projecting a light beam toward the rear
424 Driving without turning on the headlights where conditions require them to be turned on
426 Carrying more passengers than there are seats
432 Failing to stop a bus or minibus in the zones provided for that purpose, or on the far right-hand side of the roadway, when taking on or discharging passengers
437.1 Pulling a trailer or semitrailer without using an adequate coupling device (lights, braking system, chains, cables, etc.)
437.2 Pulling a combination of road vehicles unless it is at the request of a peace of cer or for reasons of safety
455 Carrying passengers who are not seated (a school bus while in motion)
463
  • Exceeding by 4% to less than 8% the maximum total loaded mass allowed on a public highway
  • Exceeding by less than 4% the maximum total loaded mass allowed on a bridge or an overpass
  • Exceeding by 10% to less than 15% the axle load limit allowed on a public highway, a bridge or an overpass
  • Exceeding the height limit by 0.1 m to less than 0.2 m
  • Exceeding the width limit by 0.2 m to less than 0.4 m
  • Exceeding the length limit by 1 m to less than 2 m
471, subpar. 2 Carrying a load that reduces the driver’s eld of vision or blocks the vehicle’s lights
471, subpar. 4 Carrying a load that is not placed, secured or covered in accordance with regulatory standards (according to the amount of the ne)
498 Allowing snow, ice or any other substances to fall from a vehicle while it is in motion
513
  • Exceeding by 4% to less than 8% the maximum total loaded mass indicated on the special travel permit on a public highway
  • Exceeding by less than 4% the maximum total loaded mass indicated on the special travel permit on a bridge or an overpass
  • Exceeding by 10% to less than 15% the axle load limit indicated on the special travel permit on a public highway, a bridge or an overpass
  • Exceeding the height limit by 0.1 m to less than 0.2 m
  • Exceeding the width limit by 0.2 m to less than 0.4 m
  • Exceeding the length limit by 1 m to less than 2 m
  • Exceeding the overhang limit by 0.5 m to less than 1 m Failing to keep the pre-trip inspection report updated Neglecting or refusing to report a minor defect
519.3 Failing to keep the pre-trip inspection report updated
519.5 Neglecting or refusing to report a minor defect
519.8 Failing to distribute and secure freight, express and baggage hauled by a bus or minibus in compliance with the Code
519.15.3 Driving with a speed limiter that has not been activated, is not set at a maximum speed of 105 km/h,31 is in poor working condition or does not allow the programming data to be read
519.16, 2nd par. Failing to keep the inspection report on board the vehicle or failing to record information in the report
519.19 Allowing the operation of a bus or minibus on which the freight, express and baggage are not distributed and secured in compliance with the Code
646 Violating any of the standards set forth in the Transportation of Dangerous Substances Regulation (according to the amount of the fine)
OFFENCES WITH A WEIGHTING OF 3 POINTS
65 Driving a vehicle without holding a licence of the proper class or without having the prescribed endorsements
94 Holding more than one learner’s licence, more than one probationary licence or more than one driver’s licence of the same class
96 Allowing another person to drive using one’s own driver’s licence, or driving using another person’s licence
98 Failing to comply with the conditions attached to a driver’s licence
99
  • Driving a vehicle while holding a learner’s licence without being assisted by a person holding the proper licence
  • Driving a vehicle while holding a learner’s licence and being assisted by a person who does not hold the proper licence
102 Refusing to surrender one’s driver’s licence to a peace officer Driving a road vehicle while being under penalty
105 Driving a road vehicle while being under penalty
106 Allowing a person to drive who does not hold a licence of the appropriate class or whose licence is cancelled or suspended
146 Using a false document that could be mistaken for a licence
168 Failing to discharge the various obligations required of a driver involved in an accident
169 Failing to call for a peace officer when involved in an accident causing bodily injury
170 Failing, as a driver involved in an accident, to provide the information required
171 Failing to notify a peace officer in case of an accident, in certain circumstances
238 Failing to clean the headlights, lights and re ectors when ordered to do so by a peace officer
251 Installing or introducing a radar warning device in a vehicle, or any object that interferes with the functioning of a photo radar device or a red light camera system
267 Failing to clean the windshield and windows when ordered to do so by a peace officer
292 Failing to check the brakes where a sign or signal requires a mandatory stop at a brake veri cation area
292.1 Driving on a highway where signs or signals prohibit overloaded vehicles not equipped with a braking system prescribed by regulation
293.1, 3rd par. Driving on a highway where prohibited by signs or signals for reasons of safety
299 Speeding in a municipality (31 to 40 km/h over the speed limit)
303.2 Driving at a speed over the indicated speed limit in a road construction or maintenance zone (31 to 40 km/h over the speed limit)
311 Failing to obey orders or signals given by a person in authority (school crossing guard, ag person or peace officer)
326.1 Crossing a solid line marking off lanes, where prohibited Driving carelessly or at an unsafe speed
327 Driving carelessly or at an unsafe speed
328, 329 Driving at a speed over the prescribed or indicated speed limit (31 to 40 km/h over the speed limit)
333 Driving a vehicle equipped with a radar warning device, or any object that interferes with the functioning of a radar device or a red light camera system
339 Carrying out an improper passing manoeuvre
342, 345 to 348 Carrying out an unsafe passing manoeuvre
359 Failing to obey a red light
359.1 Turning right at a red light where prohibited by a sign or signal or, if permitted by a sign or signal, turning right without rst stopping
360 Failing to obey a ashing red light
361 Failing to stop at an intersection with an amber light
362 Failing to reduce speed or to yield the right of way at a ashing amber light
363, 364 Failing to yield the right of way at a green light or green arrow
365 Driving in a lane other than the lane indicated by a green arrow pointing downwards
367 Failing to stop at a traf c light that is defective or not in operation
368 to 370 Failing to obey a stop sign
371 Failing to yield the right of way to vehicles already travelling in a lane one is about to enter
396 Wearing an improperly fastened seat belt in a moving vehicle Failing to yield the right of way
402 to 405 Failing to yield the right of way
406 Failing to yield the right of way to an emergency vehicle with its lights or sound producing device in operation
406.1 Failing to reduce speed or change lanes when an emergency vehicle or tow truck with its ashing or rotating lights activated, or a road vehicle with an activated yellow arrow light signal, are stopped on a public highway
407 to 410 Failing to yield the right of way
411 Failing to stop one’s vehicle at least 5 m from a railway
412 Entering a level crossing without suf cient space
413 Failing to stop at a level crossing when driving a bus, a minibus or a heavy vehicle transporting dangerous substances requiring the display of safety marks
416 Backing up where prohibited on a limited access highway
417 Backing up where such a manoeuvre is dangerous or obstructs traf c
421 Driving a vehicle to which a restrictive or prohibitive measure applies
422 Driving in a race or for a wager or stake
433 Tolerating that a person ride on the running board or on any outer part of a vehicle in motion, or in the box or dump body of a vehicle in motion
434 Tolerating that a person hang on to, or be pulled or pushed by, a moving road vehicle
437 Pulling another vehicle whose wheels remain on the ground, but without using a bar to solidly secure the vehicle
439.1 Using a hand-held device that includes a telephone function while driving32
456 Failing to use the ashing red lights or compulsory stop signal when stopping to take on or discharge passengers (bus or minibus used to carry school children)
457 Failing to use the ashing red lights or compulsory stop signal (bus or minibus used to carry school children stopped in single le)
460 Failing to stop one’s vehicle at a distance of more than 5 metres from a bus or minibus used to carry school children with its ashing red lights turned on or its compulsory stop signal activated
463
  • Exceeding by 8% to less than 12% the maximum total loaded mass allowed on a public highway
  • Exceeding by 4% to less than 8% the maximum total loaded mass allowed on a bridge or an overpass
  • Exceeding by 15% to less than 18% the axle load limit allowed on a public highway, a bridge or an overpass
  • Exceeding the height limit by 0.2 m to less than 0.3 m
  • Exceeding the width limit by 0.4 m to less than 0.6 m
  • Exceeding the length limit by 2 m to less than 3 m
464 Driving an outsized vehicle without carrying a special permit
470.1 Failing to drive one’s vehicle to an inspection station and to facilitate inspection of the vehicle when ordered to do so by a peace officer or when required by a sign or signal
471, subpars. 1 and 3 Carrying a load that shifts around on the vehicle or falls from the vehicle, or interferes with its stability or handling
471, subpar. 4 Carrying a load that is not placed, secured or covered in accordance with regulatory standards (according to the amount of the ne)
472, 2nd par. Failing to drive a vehicle with a load presenting a hazard to a suitable place when ordered to do so by a peace officer
473.1 Driving an outsized vehicle without carrying a special permit
474 Driving a road vehicle or combination of road vehicles without a warning device indicating that the load or equipment extends beyond the rear of the road vehicle or combination of road vehicles by more than one metre
513
  • Exceeding by 8% to less than 12% the maximum total loaded mass indicated on the special travel permit on a public highway
  • Exceeding by 4% to less than 8% the maximum total loaded mass indicated on the special travel permit on a bridge or an overpass
  • Exceeding by less than 5% the maximum total loaded mass indicated on the Minister’s permit on a public highway, a bridge or an overpass
  • Exceeding by 15% to less than 18% the axle load limit indicated on the special travel permit on a public highway, a bridge or an overpass
  • Exceeding by less than 10% the axle load limit indicated on the Minister’s permit or the Class 5 or 6 special permit
  • Exceeding the height limit by 0.2 m to less than 0.3 m
  • Exceeding the width limit by 0.4 m to less than 0.6 m
  • Exceeding the length limit by 2 m to less than 3 m
  • Exceeding the overhang limit by 1 m to less than 1.5 m
  • Failing to abide by the other conditions of the special travel permit (equipment, escort vehicle, traffic rules and regulations, etc.)
519.2 Failing to conduct the pre-trip inspection or to record observations in the pre-trip inspection report
519.3 Failing, as the driver, to complete the pre-trip inspection report for a heavy vehicle
519.4 Failing to keep a pre-trip inspection report (report missing), refusing to surrender the report or possessing more than one report
519.5 Failing to report a major mechanical defect
519.6 Driving a heavy vehicle with a major mechanical defect discovered during a pre-trip inspection
519.7 Failing to inform the persons concerned that one’s licence is not valid
519.8.1 Failing to obey a prohibition from driving, particularly in the case of a driver:
  • whose ability to drive is impaired
  • who is subject to an out-of-service order
  • who fails to comply with the standards respecting hours of driving and rest or the conditions attached to a permit
519.10
  • Failing to keep the daily logs or to record the required information in them
  • Possessing more than one log for each day • Failing to keep the daily logs on board the vehicle
  • Entering inaccurate information
  • Failing to surrender the daily logs to an inspector or a peace officer
519.11 Failing to surrender the leasing contract or service contract to a peace officer
519.15 Failing to ensure that the pre-trip inspection has been performed
519.16, 1st par. Failing to place only one pre-trip inspection report on board a heavy vehicle
519.16, 3rd par. Failing to inform the owner of any mechanical defects and to forward the report to the owner
519.20 Failing to keep the records, reports, les and other documents prescribed
519.21.1
  • Requesting, requiring or allowing a driver to drive:
  • if the driver’s ability to drive is impaired
  • if driving jeopardizes the safety or health of the public, the driver or the employees of the operator
  • if the driver is subject to an out-of-service order
  • if the driver fails to comply with section 519.9 (hours of driving and rest) and 519.10 (daily logs) of the Highway Safety Code
519.21.2 Failing to ensure that a driver complies with certain provisions of the Highway Safety Code respecting hours of driving and rest and daily logs
519.21.3 Failing to require a driver to maintain a daily log
519.25 Failing to le the daily logs and supporting documents at the place determined and in accordance with the standards prescribed by regulation
519.27 Failing to ensure that a driver drive the vehicle to an inspection station when required
519.28 Failing to drive one’s heavy vehicle to an appropriate place (dangerous substances)
519.42 Failing to intervene to prevent a driver with an invalid licence from driving
519.52, 3rd par. Operating, or failing to intervene to prevent a driver from operating, a vehicle whose braking system has been modified in such a way as to reduce its effectiveness
519.70, 2nd par. Failing to comply with a carrier enforcement officer’s order while having a road vehicle in one’s care, possession or control
519.71 Failing to surrender books, registers, accounts, records or other documents to the person responsible for inspecting them or failing to cooperate so as to facilitate such an inspection
636 Failing to stop one’s vehicle when ordered to do so by a peace officer
638.1 Hindering a peace officer in the performance of the officer’s duties, namely:
  • misleading a peace officer by concealment or false statements
  • refusing to provide a peace officer with any information or document the officer is entitled to demand or examine
  • concealing or destroying any document or property relevant to an inspection
646 Violating any of the standards set forth in the Transportation of Dangerous Substances Regulation (according to the amount of the fine)
OFFENCES WITH A WEIGHTING OF 4 POINTS
463
  • Exceeding by 12% to less than 16% the maximum total loaded mass allowed on a public highway
  • Exceeding by 8% to less than 16% the maximum total loaded mass allowed on a bridge or an overpass
  • Exceeding by 18% to less than 20% the axle load limit allowed on a public highway, a bridge or an overpass
  • Exceeding the height limit by 0.3 m to less than 0.4 m
  • Exceeding the width limit by 0.6 m to less than 0.8 m
  • Exceeding the length limit by 3 m to less than 4 m
513
  • Exceeding by 12% to less than 16% the maximum total loaded mass indicated on the special travel permit on a public highway
  • Exceeding by 8% to less than 16% the maximum total loaded mass indicated on the special travel permit on a bridge or an overpass
  • Exceeding by 5% to less than 10% the maximum total loaded mass indicated on the Minister’s permit on a public highway, a bridge or an overpass
  • Exceedingbylessthan5%themaximumtotalloadedmassindicatedontheClass5 or 6 special permit on a public highway, a bridge or an overpass
  • Exceeding by 10% to less than 20% the axle load limit indicated on the special travel permit on a public highway, a bridge or an overpass
  • Exceeding by 10% to less than 15% the axle load limit indicated on the Minister’s permit or the Class 5 or 6 special permit on a public highway, a bridge or an overpass
  • Exceeding the height limit by 0.3 m to less than 0.4 m
  • Exceeding the width limit by 0.6 m to less than 0.8 m
  • Exceeding the length limit by 3 m to less than 4 m
  • Exceeding the overhang limit by 1.5 m to less than 2 m
INFRACTIONS PONDÉRÉES À 5 POINTS
291, 3rd par. Exceeding by less than 20,000 kg the maximum total loaded mass allowed on a bridge or an overpass with load restrictions
463
  • Exceeding by 16% to less than 20% the maximum total loaded mass allowed on a public highway, a bridge or an overpass
  • Exceeding by 20% or more the axle load limit allowed on a public highway, a bridge or an overpass
  • Exceeding the height limit by 0.4 m to less than 0.5 m
  • Exceeding the width limit by 0.8 m to less than 1 m
  • Exceeding the length limit by 4 m to less than 5 m
468, 2nd par. Refusing to drive an outsized vehicle to a suitable place when ordered to do so by a peace of cer
473 Driving with an outsized load or equipment without having a special travel permit for that purpose
513
  • Exceeding by 16% to less than 20% the maximum total loaded mass indicated on the special travel permit on a public highway
  • Exceeding by 16% to less than 20% the maximum total loaded mass indicated on the special travel permit on a bridge or an overpass
  • Exceeding by 10% to less than 15% the maximum total loaded mass indicated on the Minister’s permit on a public highway, a bridge or an overpass
  • Exceeding by 5% to less than 10% the maximum total loaded mass indicated on the Class 5 or 6 special permit on a public highway, a bridge or an overpass
  • Exceeding by 20% or more the axle load limit indicated on the special travel permit on a public highway, a bridge or an overpass
  • Exceeding by 15% or more the axle load limit indicated on the Minister’s permit or the Class 5 or 6 special permit on a public highway, a bridge or an overpass
  • Exceeding the height limit by 0.4 m to less than 0.5 m
  • Exceeding the width limit by 0.8 m to less than 1 m
  • Exceeding the length limit by 4 m to less than 5 m
  • Exceeding the overhang limit by 2 m to less than 2.5 m
  • Failing to abide by the other conditions of the special travel permit (equipment, escort vehicle, traffic rules and regulations, etc.)

CRIMINAL CODE

OFFENCES WITH A WEIGHTING OF 5 POINTS
220, 221 Criminal negligence (death or bodily harm)
236 Manslaughter
249(1)(a) Dangerous operation of a vehicle
249(3) and (4) Dangerous operation of a vehicle causing bodily harm or death
249.1 Failure to stop one’s vehicle when pursued by a peace of cer, without reasonable cause and in order to evade the officer
252(1) Failure to stop one’s vehicle when involved in an accident
253 Impaired driving (alcohol, drugs or medications)
254(5) Failure or refusal to provide a breath sample, blood sample or other type of sample, or to submit to a physical coordination test or an evaluation
255(2) and (3) Impaired driving causing bodily harm or death

2. Offences considered in assessing an owner’s conduct

Among the offences attributed to the owner, only the statements of offence and general offence reports served during a facility audit are considered. Assessment of an owner’s on-road conduct is based exclusively on the number of mechanical inspections and “vehicle” out-of-service orders.

HIGHWAY SAFETY CODE

OFFENCES WITH A WEIGHTING OF 2 POINTS
519.17 Failing to correct a minor mechanical defect reported to the owner
519.21 Failing to correct a minor mechanical defect after receiving a notice from the manufacturer
531, 2nd par. Resuming operation of a vehicle with a minor mechanical defect
OFFENCES WITH A WEIGHTING OF 3 POINTS
519.15 Failing to maintain one’s heavy vehicles in good mechanical order
519.17 Failing to prevent a vehicle with a major mechanical defect from being operated
519.18 Failing to obtain a copy of the pre-trip inspection report
519.20 Failing to keep the records, reports, les and other documents prescribed
519.21 Failing to comply with a notice of a (major) mechanical defect from the manufacturer
519.71 Failing to surrender books, registers, accounts, records or other documents to the person responsible for inspecting them or failing to cooperate so as to facilitate such an inspection
534 Resuming operation of a vehicle with a major mechanical defect
638.1 Hindering a peace of cer in the performance of the of cer’s duties, namely:
  • misleading a peace of cer by concealment or false statements
  • refusing to provide a peace of cer with any information or document the of cer is entitled to demand or examine
  • concealing or destroying any document or property relevant to an inspection

Source: Conduct Review Policy HVOO - SAAQ

Contact us for further questions

Montreal Region :
514 990-7884
Other Region - Quebec - Ontario:
1 877 990-7884
Fax:
514 990-7884

SolutionTicket.com's Team
"The solution to your ticket problems in Quebec"
229-3221, Autoroute Laval O., Laval (Qc) H7P 5P2

Share with your friends: Share with your Facebook friends Share on Twitter Google+

File Follow Up

Ask us a question !


1000 characters left

Solution Ticket inc. - Province of Quebec

Solution Ticket is a company specialised in traffic ticket contestation. We are the best to help you fight your road safety tickets. Thousands of clients have already benefited from our expertise, do like them !

It is now easy to fight your traffic ticket !

Everywhere in Quebec

we represent you in every courthouse and municipal court of Quebec.
  • Traffic Tickets in Quebec
  • Fight your ticket
  • Excessive speeding
  • Restricted Driver's Licence Request
  • Release of seized vehicle
  • Too many demerit points
  • Probationary Licence Lost
  • Withdrawal of Judgement

Criminal Offence?

Accused of a criminal offense ? MC2 Lawyers can help you.

logo-paiements-2